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PART 1

READING PASSAGE 1

Read the passage below and answer the questions 1-13 that follow

Youth Adventure Package

Travel Insurance.

Don't let anything spoil your fun! Your vacation is all about exploring, adventure and fun. You want to see new places and try new things.

The Youth Adventure Package is an affordable just in case' backup plan, so you aren't hit with unexpected medical costs while on the adventure of a lifetime. You'll be a long way from home. If you have an unexpected illness or , accidental injury, well be there to help and ensure you get the care you need.

Our emergency travel assistance services are available from anywhere in the world at anytime of the day or night

A

Even for young healthy travellers, sickness or accidental injury can happen at any time. Charges for hospital stays can be thousands of dollars per day not including doctors' fees and diagnostic services. This easily adds up to a devastating financial loss. You are on the adventure of a lifetime and don't want to be burdened with a medical bill or to pay for lost or stolen luggage.

B

Travel insurance is intended to cover sudden, unexpected and unforeseeable circumstances. Your plan is comprised of 4 different coverages. For more information, please read the Benefits under each

C

The Youth Adventure Package does not cover everything. This insurance has some exclusions. You . should read and understand them before you travel. Prior-existing medical conditions may be excluded. Any medical condition you are aware of prior to the effective date of coverage, whether diagnosed or not, may not be covered. Sickness or accidental injury that occurs as a result of the use of alcohol or illegal drugs is not covered.

D

We are dedicated to protecting you privacy. Your medical history will be collected when required and will only be used or disclosed for the purpose of adjudicating the claim.

E

Yes you can. Just call your agent no sooner than 7 days prior to the expiry of your policy. You can purchase an extension if you are in good health and have not filed any claims on the policy.

F

You are covered for any country outside of the USA. However, transit for 5 days only is allowed through the USA

Part 1

Questions 1-5

Questions 1-5

Questions 6-10

Look at the travel insurance notice on the following page. Choose the most suitable heading for each of the Frequently Asked Questions (B-F) from the list (i-x) below

 

  List Of Questions:
i Do i have to reveal my medical history ?
ii Does the plan cover lost luggage ?
iii If i want to stay longer can i extend my policy ?
iv Can i travel anywhere in the world ?
v what is not covered?
vi what if I have an emergency or claim?
vii How much will it cost ?
viii Why do i need travel insurance EXAMPLE
ix Can i buy insurance after i have begun my travels?
x In what situations am i covered when travelling ?

 

EXAMPLE:

         Part A   viii

 
          6  Part B

          7  Part C

          8  Part D

          9 Part E

          10  Part F  

 

Questions 11-13

Look at the travel insurance notice on the following page.

Using NO MORE THAN THREE WORDS AND/OR A NUMBER from the passage  answer each of these questions.

What item is covered in addition to health and medical expenses?

Accidental injury not covered if a person use _______ 

What is special about the coverage for the United States?